Bank, credit, and cash. Clear on their own, connected in one place.
Three account types. Three financial realities.
Move through a consistent workspace without flattening the facts that make bank, card, and cash accounts different.
One workspace, without flattening the meaning.
Every account uses the same workspace, permissions, activity, and review language. Type-specific facts stay native.
Different accounts deserve different controls.
The account workspace changes its facts and review flow according to the account you are managing.
Know where every bank balance came from
A bank balance is only useful when its source, update time, imported activity, and reconciliation state are visible.
Use the available ingestion path and keep its source explicit. Provider availability varies and is never presented as universal real-time connectivity.
Resolve unmatched or incomplete activity, then reconcile against the statement period before treating the balance as reviewed.
Treat cards as liabilities, not another cash balance
Current liability, statement balance, minimum due, due date, and utilization stay attached to the card account.
Record repayment intent and autopay configuration without implying that Figena executed the bank debit.
Link card repayments to the funding account so an internal movement is not mistaken for a second expense.
Turn physical cash into a controlled count
Keep expected and counted amounts separate, with location, custodian, count mode, variance, and approval evidence.
Counters can record the physical amount before seeing the expected value, then review any variance.
Variance adjustments preserve the reason and approval state. This is a cash-control workflow, not a claim of point-of-sale connectivity.
From source to reporting you can trust.
Use the same controlled path across every account while applying the right review for its type.
Financial accounts, explained
What changes when bank accounts, credit cards, and cash share one account workspace.
Are bank accounts, credit cards, and cash now the same thing?
Will existing balances, statements, and cash counts lose detail?
Does every bank account support a live connection?
How does multi-currency reporting work?
Can teams perform controlled cash counts?
Does recording autopay mean Figena makes the payment?
Can AI silently change account records?
Explore more of Figena.
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